Smart financial decisions powered by AI

Ai Frank is your personal financial Ai Agent.

Stop overpaying. Fix your finances and access up to €250 instantly.

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“Available with AiFrank membership”

Talk to Frank

Loved by 4000+ clients

Process

Our Proven Process

From idea to loan — powered by artificial intelligence.

From idea to loan — powered by artificial intelligence.

01

01

Connect your bank


Connect your bank


Securely connect your bank account in seconds using trusted open banking technology.
We never store your login details or move your money.
This connection allows AiFrank to understand your real financial situation.
Your data stays encrypted and protected at all times.
You can disconnect anytime with full control.


Securely connect your bank account in seconds using trusted open banking technology.
We never store your login details or move your money.
This connection allows AiFrank to understand your real financial situation.
Your data stays encrypted and protected at all times.
You can disconnect anytime with full control.


02

02

See your financial health


See your financial health


Get a clear overview of your income, spending, and financial habits.
AiFrank highlights where you’re losing money and where you can improve.
Discover hidden fees, unnecessary subscriptions, and risky spending patterns.
Receive simple insights that help you make smarter financial decisions.
Everything is explained in a way that’s easy to understand.

Get a clear overview of your income, spending, and financial habits.
AiFrank highlights where you’re losing money and where you can improve.
Discover hidden fees, unnecessary subscriptions, and risky spending patterns.
Receive simple insights that help you make smarter financial decisions.
Everything is explained in a way that’s easy to understand.

Name:

Jose Martinez

1

2

Name:

Jose Martinez

1

2

03

03

Unlock cash advance if needed

Unlock cash advance if needed

If you need extra cash, you may access up to €250.
No interest is applied to the advance amount.
Availability depends on your financial profile and eligibility.
Funds can help you manage short-term gaps between paydays.
Included as part of your AiFrank membership.

If you need extra cash, you may access up to €250.
No interest is applied to the advance amount.
Availability depends on your financial profile and eligibility.
Funds can help you manage short-term gaps between paydays.
Included as part of your AiFrank membership.

Benefits

Take control of Your Money in minutes

Meet our powerful AI tool.

Meet our powerful AI tool.

Get up to €250 instantly

No interest. Based on your financial profile.

See where your money leaks

We find subscriptions, fees and waste.

Lower your monthly costs

Optimize bills, loans and daily spending.

Get alerts before problems happen

Avoid missed payments and overdrafts.

Track your credit health

Understand and improve your financial profile.

Understand every contract

We explain financial terms in simple language.

About

Who We Are

We are AiFrank, Everything we build at AiFrank is driven by ambitious goals. We started with a lead broker approach at a time when service providers in the market were offering solutions built on fragmented systems running on outdated infrastructure. Our ambition required something more.

That is why we began building a modern financial AI agent — a solution developed entirely in-house and built from the ground up.

We are AiFrank, Everything we build at AiFrank is driven by ambitious goals. We started with a lead broker approach at a time when service providers in the market were offering solutions built on fragmented systems running on outdated infrastructure. Our ambition required something more.

That is why we began building a modern financial AI agent — a solution developed entirely in-house and built from the ground up.

We are AiFrank, Everything we build at AiFrank is driven by ambitious goals. We started with a lead broker approach at a time when service providers in the market were offering solutions built on fragmented systems running on outdated infrastructure. Our ambition required something more.

That is why we began building a modern financial AI agent — a solution developed entirely in-house and built from the ground up.

Learn more

Testimonials

What Our Clients Say

See how our customers have found the best loan solutions with the help of artificial intelligence.

See how our customers have found the best loan solutions with the help of artificial intelligence.

Jorge Martinez

Madrid

Got approved after 3 rejections — in minutes.”

María García

Sevilla

Saved €500 in 6 months without changing my lifestyle.

Ana López

Malaga

0% advances helped me avoid expensive loans.

Antonio García

Ibiza

Now saving €380 every month thanks to AiFrank.

Pricing

Financial Intelligence

5.90 €

AiFrank — Your AI Financial Advisor in Your Pocket


  • Spending analysis


  • Loan comparison


  • Contract analysis


  • Financial behaviour optimization


  • Credit monitoring


  • Loan refinancing recommendations


Credit Access

9.90€

AiFrank — Your AI Financial Advisor in Your Pocket


  • Spending analysis


  • Loan comparison


  • Contract analysis


  • Financial behaviour optimization


  • Credit monitoring


  • Loan refinancing recommendations


  • Cash advance up to €250


Cash Advance:


  • 0% interest — AiFrank never charges interest


  • Repayment on your next payday (up to 30 days)




Why wait until payday? Spend, save, and pay your bills up to 7 days earlier. AiFrank lets you access part of your salary before the official payday — with no loan costs: 0% interest and €0 contract fee.

AiFrank

FAQ

Your Questions, Answered

Answers to your most common questions about our AI services

Answers to your most common questions about our AI services

How do i request a cash advance?

How do i track my spending?

How do i view my credit report?

Why is Aifrank advance 0% interest

How much does an AI automation solution cost?

Go to Help Center

Are you ready to start working with the Ai Frank financial agent?

AiFrank gets to know you (and your money)

Start

It's 100% secure

Are you ready to start working with the Ai Frank financial agent?

AiFrank gets to know you (and your money)

Start

It's 100% secure

Are you ready to start working with the Ai Frank financial agent?

AiFrank gets to know you (and your money)

Start

It's 100% secure

Not all users qualify. Depending on eligibility, the advance amount ranges from 25€ to 250€. The average advance amount is 150€.

AiFrank membership costs between €6.99 and €14.99 per month. The service can be canceled at any time.

Offer valid for up to €500 for 30 days. Fixed interest rate: 0%. Repayment period: 30 days. APR: 0.0%. Annual interest rate: 0.0%. In case of default, the daily interest rate is 1.3% of the outstanding loan balance for a maximum of 150 days.

Example: First loan of €250 for 30 days with a fixed interest rate. Annual interest rate: 0.0%. Total amount repayable on the due date: 250€.

AiFrank Credit Builder accounts are offered by Coastal Community Bank, Member FDIC. AiFrank is a financial technology company, not a bank. FDIC insurance covers only the failure of an FDIC-insured bank. FDIC insurance is available through Coastal Community Bank via pass-through insurance if certain conditions are met.

AiFrank™ is a trademark of AiFrank Finance, Inc. All rights reserved. Product names, logos, brands, and other trademarks used or referenced by AiFrank belong to their respective trademark owners.