We find the money you'relosing every month
AiFrank securely connects to your bank, learns how you spend, and quietly recovers cash you didn't know you were missing — from forgotten subscriptions to overpriced loans and insurance.
Bank-grade encryption · Read-only access · Cancel anytime
See how AiFrank works in 30 seconds
AiFrank analyzes your bank account data, finds recurring payments, and shows where you can save money every month.
Clarity, control, and a few hundred euros back
AiFrank is built for people tired of guessing where their money went. We do the watching, math, and paperwork — you keep the savings.
See where it really goes
One calm view of every account, card, and bill. No more switching between banking apps to piece together your month.
Stop overpaying — automatically
AiFrank spots overpriced subscriptions, insurance, and credit, then walks you through switching in a few taps.
Optimize every month, quietly
Personalised nudges for your salary day, bills, and goals. Less stress, more runway, better decisions.
Three minutes to set up. Works while you sleep.
Open Banking makes the connection safe and read-only. You stay in control — AiFrank just watches, thinks, and reports back.
Connect your accounts
Securely link your bank in under two minutes using Open Banking. Read-only. Revoke access anytime.
Let the AI read your money
AiFrank analyzes 12+ months of transactions to find leaks, waste, and opportunities — no spreadsheets required.
Act on what matters
Approve savings with a tap. AiFrank handles the rest — cancelling, switching, refinancing, or advancing.
Everywhere money tends to leak
AiFrank checks each of these categories every week and alerts you the moment something slips.
- Subscriptions
Cancel what you don't use
Streaming, gym, cloud storage, old insurance — AiFrank finds charges you stopped caring about.
- Refinancing
Better rates on your loans
We continuously compare your mortgage and credit against fresh market offers from trusted partners.
- Insurance
Stop overpaying for cover
Home, car, life — AiFrank benchmarks your policies and shows when switching genuinely pays off.
- Recurring bills
Catch price creep early
Energy, telecom, streaming hikes — caught before they silently inflate your monthly budget.
- Debt strategy
Pay less interest, faster
Smart repayment orders and consolidation options, calculated against your real cash flow.
- Pension & savings
Grow what you keep
Low-friction ways to route a little more into long-term savings without touching your lifestyle.
Get up to €250 salary advance
Get up to €250 salary advance and access part of your salary earlier. If you meet the conditions, AiFrank helps you use money you have already earned — before payday. It is your own salary, simply earlier — with no interest and no hidden fees. Available only for eligible members, with all terms always clear and transparent.
Subject to eligibility and partner availability. Not a loan product.
Built like a bank. Calm like an assistant.
AiFrank uses regulated Open Banking infrastructure. We can read your data to help you — we can't move your money unless you explicitly approve it.
Read-only access
AiFrank sees transactions to give advice. It cannot transfer your money on its own — ever.
Bank-grade encryption
Data is encrypted end-to-end in transit and at rest, following industry-standard practices.
Revoke anytime
Disconnect with a single tap. Your history is deleted on request — no guilt-tripping, no calls.
Choose your plan
Most members save many times what AiFrank costs in the first month. If it doesn't pay for itself, cancel with one tap.
All analytics modules
- AI Chat (Your personal finance assistant)
- All savings categories under constant monitoring
- Personalised AI recommendations every week
- One-tap cancellation and switching
- Budgeting
- Cancel anytime, no penalties
All analytics modules unlocked + salary advance
- AI Chat (Your personal finance assistant)
- All savings categories under constant monitoring
- Personalised AI recommendations every week
- One-tap cancellation and switching
- Budgeting
- Cancel anytime, no penalties
- Salary advance
- €250 Salary advance access based on eligibility
- No traditional interest (0%)
- Cancel anytime, no penalties
No card charged during the trial.
Questions people ask before joining
Is AiFrank a loan or a credit product?
No. AiFrank is a membership service for understanding your money and cutting waste. We help you save — not borrow. Eligible members may choose to access a portion of their own salary earlier through regulated partners, but AiFrank itself is not a lender.
How does AiFrank access my bank?
Through regulated Open Banking APIs, the same infrastructure your favourite banking apps use. It's read-only — AiFrank can see transactions to give you advice, but it cannot move money on its own.
What does AiFrank actually do with AI?
AiFrank models your spending patterns, income cycles, and recurring commitments, then compares them to the wider market. It flags forgotten subscriptions, overpriced insurance, refinancing opportunities, and cash-flow risks — in plain language, not dashboards.
How much can I realistically save?
It depends on your starting point. Members commonly recover €30–€150 per month within the first weeks, mostly from stopping unused subscriptions, re-shopping insurance, and refinancing existing credit. Your mileage will vary.
What happens if I cancel?
You cancel in the app with one tap. Your membership ends, your data is deleted on request, and AiFrank's access to your accounts is revoked immediately. No retention tricks.
Is my data used to sell me products?
No. AiFrank is paid by its members, not by advertisers. When we suggest a refinancing or insurance partner, we disclose any referral fees in the app so you can trust the comparison.
Stop leaking money every month.
Join AiFrank today. Set it up in three minutes and let the AI find the cash you've been missing.